Thanks everyone for your support and good wishes. Appreciate it.
Thanks for your advice Ian.

desperado

Hi all New to forum. first post. I and my wife are both in ivas for last 5 months.we have joint mortgage, income and expenses but we are in separate iva each. (although one of the clauses mentions that 'the debtor is jointly and severally liable for a proportion of the debt with her spouse'). My wif...