So after 8 months I finally have my completion certificate. I was so relieved until I looked over it properly. It is only listing two of my four creditors that are listed on my iva agreement. I rang ebenegate and they said this was correct as the two missing never sent in the required forms. Is this...

Thank you for your replies. I will keep on at them and hopefully get the long awaited certificate

I am after some advice. I was with Vanguard and switched over to Ebenegate. I finished my IVA in May, I realise the closure can take up to 6 months so waited this out. I rang them mid November when the 6 months had expired and was told I would get my certificate by the end of November. Fast forward ...

I recently had mine which took less than a week, however, my partner is also with them and he's been waiting for a response for around 4 weeks now.

I added a gym membership about a year into my IVA, it was accepted as an additional expenditure.

Thank you for your replies. It feels like since I was switched over I have had nothing but curveballs! 4 years down 1 to go, hopefully...

My IVA was switched to ebengate, they have just emailed me regarding my annual review and are asking me to follow a link so they can access my bank statements. I am really not happy with this, do I gave to comply or can I stick to my previous method of sending copies of my statements?

I am in the same position and just do not know what to do! I'm worried that if I don't change that they will somehow make me pay later down the line or place a breach on my account. I only have a year left, this is just causing undue stress.

Apologies if this is a duplicate. A quick query regarding my credit report, I have been in an IVA for just over 3 years, in this time I have been switched company twice. I have noticed via my credit report that no payments have been made to my creditors since I was first switched (2 years ago) I was...

Many thanks for your reply foggy, glad I asked as I would have probably just declared my share.

Hi, I have been in an IVA for just short of 3 years. I was switched to vanguard last year and this will be my 1st review with them. They are asking for my partners income which my previous company never did. This is fine and I'm okay with giving these details, however, just confused when filling in ...