Do you know how long does an IVA last? Lisa, please start new threads with your questions, rather than ressurrecting old ones, thanks. To answer your question: An IVA lasts as long as is agreed by all parties. The 'standard' is 5 years, which can be extended to 6 for equity release or if the divide...

Make sure you are aware of all your payments when you have taken the IVA along with the starting date and ending date of the IVA. Contact your IP and get to know all the transactions you have made in the IVA only then you will get the clarity whether you have completed the repayment of your total d...

I don't think they can check but you can save while you are in IVA, there is no problem. As long as the money is coming from agreed living expenses budget then the savings cannot be touched by your IVA company. It is your money which you can keep for emergencies. It is better to tell them if you are...

I need debt settlement as well, but at this time what type of debt settlement can be offered? Will they understand the financial stress I am going through. I am a little worried because my job is not very stable and I am working from home.

Yeah right. Wrong advisors can take you for a ride and it becomes difficult for us to pay.

I did ask them and they said it can be made flexible. I am working from home so they came up with some type of arrangement and they are considering the situation, but I felt they are also seeing what's our willingness in terms of paying. Some just don't want to pay and getaway. So, I would suggest d...

I just saw this post and like everyone even I had plans, but the situation changed for the entire world. It's a lockdown so planning failed. I was disappointed but now making new plans and doing my best to cope up with the present situation. Hope this 2020 gets better and ends well.

I think what you are doing is the right thing as you want to teach your daughter to understand the seriousness of debt. When in debt we can't do anything but manage the money. However, we get payment plans. So, this time you can advise her about the seriousness of not managing the money in the futur...

It is wonderful to know about your experience. I am also a little skeptical about my IVA, but your post is very encouraging. Thanks.

Do you know how long does an IVA last?

Still, there is no job security. The work from home options can also end when these companies will want. It's a challenging situation right now.

That's really encouraging. IVA arrangement can be beneficial if one is going through so many difficulties. I am going through a lot and suddenly the situation has also changed now. I am working from home now. I can only think positively now and like you said, It's the best way to save money as well,...

It's a relief to know this information.

It's the same situation with me. I thought my credit file will be better now, but things changed suddenly all over the world. What can one do?

I have not found any gambling book link here. Can anyone help me to get the link? I am interested in reading this book.