Rather than having your child maintenance as an expense, would there be an opportunity to have this as an attachment of earnings? Given the change that would result in your income a variation meeting could be held. You are not alone in having an IVA and a commitment to child maintenance

I too had this modification and like the OP it does state "obtain" however, it does not state what the employment should be so any employment would suffice even the kind of work that can be undertaken at home. The effect on the IVA payment is then negligible. You may also find yourself in a position...

Family is far more important than our financial affairs. Life will continue to move on regardless. Treasure your time with your family while they are so young. I'm sure your finances will be sorted one way or another allowing you to focus on all those special moments

Good luck with today. A 32p/£ dividend is healthy. Take heart. My proposal was accepted at 16p/£. Yes the anxiety was almost overwhelming but there is nothing more you can do now until you get the call/email.

Hi,

Good luck today. MBNA removed my credit card from the app prior to my creditors meeting and voted yes to my proposal. It's such an anxious time but take heart that my proposal was accepted with one modification and had a low dividend of 16p/£.