Thanks for the reply’s guys, my partner has poor credit so can’t get one unless we get cash together which we can’t ... I just don’t want anything to go wrong in my iva as since I got accepted for mine a big weight has been lifted off my shoulders, I know you get a breach For using credit in excess ...

My partner is going to work an extra shift a month to pay the £50 a month back (the iva is mine and not my partners) if I was to use the credit card, as I said we need one today as we have two small kids and my IP is out of office till tomorrow, the balance would be paid before my review so hopefull...

<t>Hi all, first post, 2 months into my iva and all going well, i Have a aqua credit card with a £250 limit on it with zero balance as it’s never been used even though I have had it years ... my cooker has just broke so need a new cooker, was wondering whether I can use the credit card as an emergen...