Hi, my creditors meeting was at 12.00 today, they phoned at 12.27 to say it has been approved! I am so happy and relieved as i was convinced it wouldn’t be accepted. My debts total £21,655 and was paying £562 a month, I will now be paying £160 under the the iva. A few creditors didn’t bother to vote...

Thanks for your reply. I will post here tomorrow after the meeting. Just hope I get enough votes.

I spoke to my IP and so far only one creditor out of twelve has voted which is in favour of the iva. I’m expecting two creditors to reject, shop direct and PayPal credit as I had recent spending with them. What happens if none of the others bother to vote? Does that mean the iva would be rejected? I...

Thanks for your reply. I really hope the iva is approved, it will be a nervous wait until next Wednesday.

Hi, I have my creditors meeting next week. I am really scared the iva will be rejected as had been using my credit cards for small amounts of grocery shopping each week, usually around £10. As soon as I applied for the iva stopped using the cards. I had more going out than coming in so is why I used...