I’m not encouraging anyone to do anything i did what i needed to do. I got into debt due to not having support and my relationship. I completed my IVA years ago now and have no regrets what so ever. I’ve since gone to uni gotten my masters applying for my PHD and feel no guilt or shame. I am living ...

I have now brought a £750k house and yet again did not declare my IVA it would be stupid to at this point. There is no trace of it and my mortgage would just be more expensive which is ridiculous. My advice would be clear your record and instead of being put in a position of financial stress by bein...

Just purchased £500,000 house after completing IVA in 2013. I completed uni whilst on my IVA and now have a job as a social worker. I did not tell the mortgage company as they will never find out the IVA is off my credit file and I never told a soul about the IVA except my mum. I found the IVA relat...

I wouldn't tell them its not tax deductible theyll never find out about it. Its non of their business if its a gift

<t>Hi Everyone, Success Story!! I have just Purchased my first house post IVA I started my IVA in 2010 and finished it early when I became pregnant I told the IVA I would be leaving work to raise my child and therefore would have no income and they agreed to a really low settlement. I had a partner ...

When i found out i was pregnant I told them I wanted to settle and offered a lump sum of 3k I was 3 years in and wanted it gone. i said I would be leaving work due to childcare costs and I would go bankrupt. I didn't intend to quit work or go bankrupt but they called my bluff and accepted. So glad I...