Thanks for your reply Foggy, really appreciate the information.

I recently requested a full & final settlement offer to be put forward to my creditors which was due to be discussed at a variation meeting on Thursday. Today, I received an email from one member of staff telling me that the meeting had been adjourned due to a lack of votes and another emailed me to...

Thanks for the quick reply and advice Foggy, really appreciate it.

<t>Looking for some advice please. Overall I am paying back £5,100 over a 5 year period. Year 1 I paid £85 per month, year 2 I paid £110 per month and this year I am paying £130 per month. I am able to borrow some money from a friend in order to get the IVA settled. Based on the above figures, what ...