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by leena
Wed Jul 08, 2020 10:48 am
Forum: Ask IVA Forum and Industry experts
Topic: Mis-sold IVA??
Replies: 12
Views: 2987

And while I did mention increase in payment, I do understand that there is little I can do about it - will just have to go along with it, but I am sure that if I knew what I know now, I wouldn't have chosen IVA in the first place! It seems that DMP would have suited me better, but because it was dis...
by leena
Wed Jul 08, 2020 10:39 am
Forum: Ask IVA Forum and Industry experts
Topic: Mis-sold IVA??
Replies: 12
Views: 2987

Thank you for your reply. Yesterday, during the phone call with CreditFix a senior member adviser even promised to sort all of the future problems and queries himself - without even needing to ever contact their customer service team - that is, if I withdraw my complaint. I was trying not to get pus...
by leena
Wed Jul 08, 2020 10:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Mis-sold IVA??
Replies: 12
Views: 2987

My dissatisfaction with the company and the ways they work and trick people into signing an IVA started almost immediately after contract was signed, but as I had a lot going on in my personal life at that time and was highly stressed I kept leaving it until now. It all escalated recently, after my ...
by leena
Wed Jul 08, 2020 10:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Mis-sold IVA??
Replies: 12
Views: 2987

<t>Good morning,<br/> I am writing as I am currently having dispute with my insolvency company about my IVA.<br/> My dissatisfaction with the company and the ways they work and trick people into signing an IVA started almost immediately after contract was signed, but as I had a lot going on in my pe...
by leena
Wed Jul 08, 2020 9:47 am
Forum: Ask IVA Forum and Industry experts
Topic: Mis-sold IVA??
Replies: 12
Views: 2987

Was my IVA mis-sold to me?
by leena
Sat Oct 19, 2019 6:48 am
Forum: Ask IVA Forum and Industry experts
Topic: If I sold my property ...
Replies: 5
Views: 2872

Can anyone please also explain if the remaining time of my IVA would change if I paid ~60% of what I owe early? I now understand that monthly repayments would not change, but what about the remaining length of time of my IVA agreement? As if I owe £12000 (including all credit fix fees), and continue...
by leena
Wed Oct 16, 2019 5:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: If I sold my property ...
Replies: 5
Views: 2872

So it seems it is best to just stay where I am until my IVA ends...
Was hoping that maybe if I paid the lump sum towards the debt my monthly payments would reduce.

Thank you for clarifying that for me
by leena
Wed Oct 16, 2019 5:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: If I sold my property ...
Replies: 5
Views: 2872

<t>Hello,<br/> I am writing as I would like an advice about what would happen if I sold the property I live in whilst on IVA.<br/> <br/> My problem is that I live in a shared ownership property (part buy, part rent) jointly owned with my ex partner (but I applied for IVA after we split up) but as we...
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