I was approved with Moneybarn while in an IVA. Even the though the interest rate was a little high, the payments were quite reasonable.

Hi, I refinanced my pcp balloon payment through moneybarn. They were excellent, I was paying £167 pm for my PCP and now pay £172 with Moneybarn.

Hi Julie, I have just refinanced my Mazda balloon payment with moneybarn through car finance 24-7. Stepchange agreed to it and my payments went from 167 p.m to 172. They were excellent and its enabled me to keep my car.

Thanks for the replies. I have spoken to stepchange and they have stated that they are working on the basis that when I remortgage my equity share will be around £16000. My IP has asked if I'd like to make a higher offer. Do you think they will consider a new offer and will a new variation meeting n...

<t>Hi, I've made a full & final offer to my creditors of £9,300. This is calculated from 43 months remaining @ £214 p.m. Therefore my creditors would receive what they signed up for including allowing for the extra year. Unfortunately they have rejected the offer stating that this would return 2...

Thanks! I have everything crossed! Many thanks to you again. I don't what I'd have done without your expert advice, thankyou!

Hi guys, thanks for your advice! I've received this email from stepchange today. Hopefully now they will move it on and put my offer to my creditors. What is usually the process from this position? Your Individual Voluntary Arrangement (IVA) Thank you for your recent email advising on your reasons f...

Thanks Foggy, I will reply and hope for a more positive outcome! I've applied and been accepted for a mortgage in principle with Zebra money who have been incredibly helpful during the whole process, and I would strongly recommend them.

Hi Foggy, thanks for your reply, it's much appreciated. What would you suggest I do next?

<t>Hi, I received this email from Stepchange today after making a full and final offer to remortgage to pay the full amount due to my IVA I.e 3 years left @£214 p.m and also an extra 12 months @214 p.m to cover the equity clause. So I have offered £10,200 but have received the following email. <br/>...