<t>My IVA was approved on 15/1/2015. It was settled in November 2017. This is due to come off my credit file on 15/1/2021.<br/> <br/> Looks like Equifax have already removed it, however Experian are still showing the IVA and 2 separate defaults (even through these we part of the IVA one of them with...

Will the IVA drop off my credit report 6 years after the start date? Mine was 15/01/2015 so I’m expecting it to disappear from my credit file on 15/01/2021 so we can apply for a mortgage on a shared ownership house we’ve reserved.

<t>Just wondering if my partner and I will be able to secure a first time buyer mortgage with help to buy scheme once the IVA is off my record on 15/01/2021. I'm 44 and my partner is 52 and I'm really worried about our future. I paid it off early in October 2017. We looked at getting some informatio...