If I buy a life insurance policy how long it helps for my family and what are the main benefits that I can have by choosing the life insurance.

Ok but does my IVA stops car insurance will it affect any quotes and will it allow monthly payments.

If I want to mortgage will it expected to increase the mortgage to more that 85% of the value of my property. Is the mortgage will be assessed to make sure if it was affordable.

A car finance arrangement is completely different to an insurance arrangement. You will not be allowed to finance a car without the permission from your IP and it is very un likley that any reputable firm will lend money anyway as your credit rating would be down the toilet ! If the lender want to ...

Some will refuse to insure you, some will not. Some will charge a higher premium, some will not. I had no problems at all with my insurance during my IVA, others have. If committing to a car finance loan that is sustainable given your current budget and living costs,will my IP is likely to approve ...

Many, many things affect the way you are treated by insurance companies from your age, your lifestyle and your postcode to even your gender. I guess they might see someone who is insolvent as more of a risk of making fraudulent claims --- even though, in reality, someone is more likely to make a fr...

As you have been told many times ..... How the IVA affects the price will depend on the insurance company --- they all react differently. Mine, for instance, did not change. Again, how they regard you as a higher risk, or not, will depend on each individual company. There is no simple answer. [/quot...

How IVA will affect the price to pay for car insurance?And how insurance providers will consider you a higher risk when you have an IVA?

An IVA is an agreement that is made with your creditors to pay off your debts over a set period of time and is one option you can use to pay off your debts.

If I cannot remortgage is there any option that paying off my IVA. Will be any third party for paying lump sum amount about the value of interest.

[\quote] If you can produce a good arguement why they should not take the value of the property it is possible that they will agree ---- but it will need a very good reason and the creditors will want something in return ... maybe a years extra payments. Of course your financial situation will chang...

But will any changes occur on my financial situation s in the case of IVA when i report to IP in the charge of any case ?And how I can be able to persuade the creditors not to take the value of property when the IVA payment is devised..

Ok well but if we despite their benefits is there any drawbacks in an IVA if it was considered.if the IVAS mean you are likely to pay for creditors more than will bankrupt will be for a longer period.

Ok but If I have a poor credit history IVA on my file how they offer a installment plan and how it cost to spread equally across 12 months. And how they offer payment options on as many quotes as possible where an IVA is recorded?

Ok but with an IVA how the debts can be managed by the IP and how it will help to set up the agreement with the creditors ?