And I want to just use cash from now on for the same reason, but I just don’t want to get to the annual review and the IP ask me why am I drawing all this money out each month in cash.

I scraped each day of each month, just to do things like get to work etc. But now my payments have dropped £600 and put that into reality of Luxury’s like getting my haircut etc there things I didn’t usually do ‘monthly’. So if I can possibly try to live the same as old ways for a number of extra mo...

<t>Hi all,<br/> <br/> I’m looking for some tips / advise..<br/> <br/> My Iva was approved last week, my payment is £100 rather than the £700+ To creditors which is amazing.<br/> <br/> My worry is that I don’t want my payment towards the Iva to increase on the yearly reviews (unless I get a pay rise ...

HI There, I have applied for an IVA also, and the meeting is being held on the 31st July. My biggest creditor is Lendable. total debt 22k Lendable Barclaycard Fluid CC Propasal is repaying 100 a month, 10.67p to the pound to all my creditors. this is with creditfix - hope i get accepted! Just wonder...

Great stuff, congrats! I do have a mortgage, and want to know abit more about the 'Remortgaging' in the 54th month of the IVA. Creditfix tell me you need to attempt to remortgage but you 'Will not get a remortgage' which i understand, however i need more info on what if!? If i was to remotgage and r...

Hi All, Massive thanks for the reply. So it is possible they get accepted at such a low pence to pound. Im really hoping this gets accepted! @Jessie91 - If you really dont mind me asking, how was your repayments towards these creditors? im worried that i have never missed paying the minimum payment ...

<t>Hi,<br/> <br/> I have put forward an IVA proposal, and am very worried about this being accepted due to the fact creditfix have informed me I’m only giving 10.67 pence to the £ !<br/> <br/> My debt is around 22k<br/> <br/> Lendable - £16800 - £501 per month<br/> Barclaycard CC - £2750 £100 minimu...