Hello! I have recently entered into an IVA with Freeman Jones. All creditors have stopped taking money apart from HMRC (I had a debt with them of about £700 that they were taking back from my wages as my tax code was 1025L which was how they were getting their money back off me). Since the IVA has b...

i’ve not heard anything off two of them but one said they wouldn’t be voting yes (hope that means they just don’t vote) fingers crossed!! will let you know tomorrow! thank you for your reply

really hoping they do not vote. Not sure if the other two will vote yes or just not vote at all, can’t see them voting no if they haven’t contacted me. will be a sleepless night tonight but hopefully i’ll be okay!

It is 10am tomorrow morning, one of them has rung me themselves to say they will not be accepting. They hold £5000 of a £33000 debt. I don’t know if they are voting NO or just not voting at all, as it might not affect it if they don’t vote at all? I have not heard from the other two creditors. Freem...

Do credit unions usually accept IVA’s? I have three coming out of a pay slip at work that are causing me serious money issues and so have applied for an IVA- meeting tomorrow!