I was also wondering this, just got told I'm taking a 20% cut and its gonna be pretty tight, was hoping this "holiday" would create some breathing space. Did you ring your IVA company and ask about taking a mortgage holiday?

Wed Aug 07, 2019 11:11 amFoggy wrote:

It is most likely a standard demand --- some creditors supress these, some don't. You may also get the default notices in due course.

Thank you

So all was going well, received the paperwork signed and sent back and then today I’ve received a letter from PayPal! A little scary... I know I’ve been told to ignore correspondence from creditors and only deal with my IP going forwards. This letter sounds like it’s aware of my IVA but are still Pu...

Wed Jul 24, 2019 3:30 pmFoggy wrote:

Great news -- welcome to your journey. A little clutch of you are all starting within a few days of each other. Do all stay in touch, via the forum, and share the ups and downs.

I absolutely will, so much knowledge on this forum, I’m so glad I found it

Happy outcome! - all approved the three main creditors were in favour. Just PAYPAL and Creation who didn’t like me. I’m so relieved! Now the journey to debt freedom begins!

God I am so nervous today! These last two weeks have been horrific. Barely got any sleep last night... we’ll know in the next half hour though!

Nope, nothing yet. Was my birthday Wednesday and I couldn’t do anything but worry. I didn’t even buy myself a cake . Keep getting emails saying you’ve missed a payment and I need to pay, trying to ignore them but a little niggle in my head tells me to start paying them again just in case!

Thanks all, it’s just not something I was expecting. It’s kinda knocked me for six, but I’m trying to put it to the back of my mind. I tried asking my IP should I let my creditors know as I have a 30 days freeze on my accounts which I can’t remember when I applied it. Payplan day all creditors are a...

Thu Jul 11, 2019 9:21 pmluluj wrote:

Sorry to hear this. Have they given a reason for the adjournment ?

Not really, just said we need to give the creditors more time to vote.

Good evening, After a long two weeks waiting for my creditors meeting, I was called by Payplan yesterday to say that the meeting was adjourned and they now have to reschedule a date 14 days away! I am so so worried that my proposal is about to be rejected and I cannot sleep. I was fairly confident i...

I just wanted to chime in, my creditors meeting was today and I got a call at 11 saying that they have had to adjourn the meeting. I was all set and prepared today for yes/no but not a wait for 2 more weeks for the next meeting! I am losing my mind right now! (I feel your pain!) Did they tell you w...

I just wanted to chime in, my creditors meeting was today and I got a call at 11 saying that they have had to adjourn the meeting. I was all set and prepared today for yes/no but not a wait for 2 more weeks for the next meeting! I am losing my mind right now! (I feel your pain!)