My IVA has been approved and will be starting in August. After a conversation with Family this week it’s quite clear that they have the money to make a full & final more or less as soon as I need. My total payments would mean after 5 years I’ve paid back £6,800 from a total debt of £23,500. The ques...

<t>I’ve recently been accepted for an IVA through a 3rd party company (CreditFix) but when going through the process I was told that I was under no circumstances allowed to offer a full and final settlement unless it was for the full amount of the debt owed (approx £22,500). Payments have been set u...