Thankyou for the replies I av still been rolling it over in my mind and keep putting off contacting them so disappointed in my self

<t>I am so scared been in Iva for 3 years I applied for a credit card in nov was not aware I couldn’t av one as limit was 500 and I am in Iva so I just threw it on wardrobe thought nothing of it never activated it however years ago I had a gambling problem which was coz of a horrid domestic violence...

Thank you for your reply it’s much appreciated

<t>I have been in an Iva for almost a year I recently had some bad news I started to gamble almost 850 of my wage and used my bank card and had to lend cash of my mum to see me threw I have never missed my Iva payment I was doing it to distract my mind of things in my personal life now I am worried ...