Hi

Me and my wife have Aprox 225k debt we have disposable income of around £500 a month.

We are home owners and have about 25-30k equity in the house at this current time.

Would an iva be possible even though we are home owners

Many thanks

I should add I don’t work and only have a few pounds disposable income now if any at all

Hi guys Really need some help I am in debt of around 125k have been missing payments for the last year as using one card to pay another and so on (stupid I know) My mum has offered me 10k I know this is very low but has this have any chance of acceptance if put to creditors I don’t have any assets a...