Thank you x it has been tough at times, with illness and job worries. A teenage daughter going through college, but it is doable. Just hang in there, sometimes I felt that it would never end, but the feeling of pride and relief is brilliant. We've just booked our first proper holiday ( not sleeping ...

Well after 5 long and hard years we have finally finished our IVA. I know I haven't been on here for awhile but I would just like to tell anyone just starting out on this journey to bear with it and persevere. I'm not saying for one minute its easy but so worth it in the end. I would also like to th...

just read this lesley... woo hoo!!!

no can't put holidays in... Urghhh life stinks!!

Well my union are striking monday and tuesday... I feel sick with worry!! How can I strike?? It goes against everything I believe in going against it (I live in an old pit colliery).. People I know struggled in the 80s and our whole town pulled together.. How do I cross that line..

Good luck for today.. I'm sure you'll be fine x

I know melanie is brilliant, its just me I'm a worrier!!! Thanks for your kind words x

thanks julie.. can't even see a light at the minute.. heads to far up my bum..

Well we've missed our 1st payment.. and I could see the 2 year point in a couple of months!! Trying to be positive but it feels like everything crumbling around me!! Theres been more job losses in the North East and I just think when will it end!! Mel is going to phone this week so hopefully somethi...

not got it yet julie, but thanks xxx

bit worried cos our reviews due in April, won't know what'll happen there

asda have a new 4 for 3 aisle.. i got 2 deodrant and 2 colgate toothpaste.. and the same in some of the freezer things.. so i've been buying some of these.. birds eye chicken, pizzas etc..

mine too, Jan.. only a couple of friends know about us. I don't think its anybodies business but our own.. Its scary enough without having to be the centre of works gossip!!

thanks andy, we're just going to try and take each payday as it comes and fingers crossed we'll turn a corner

I've stopped the pyt for this month and hope its the last time we have to.. just hope its stopped in time for monday.. might give Smile a ring