First -- did you adress the letter you sent to the Data Controller at Tesco ? If you did then it is a matter for the ICO to take up for you as mentioned in my article: "If they refuse to cooperate complain to the ICO, attaching copies of correspondence to and from the creditor and proof of posting....

Hi thanks for the advice- i am not to sure about a corrections of notice as i read somewhere this will stay on even after 6 years. This meaning when someone checks my file they will no i had a hiccup at sometime just not know exactly what - i will be writing to them again. Hopefully this resolves th...

Thanks for the Reply Foggy,

I did not address it to the Data controller but they are refusing to cooperate either way. They rang me today stating the same thing again. I really dont know how to go about this.

Hi, I apologise for all the questions but im so confused right now. I have completed my IVA with a full and final. I am now at a point where i am looking to get my completion certificate and get my defaults at the right date. Tesco mobile was one of my creditors who refuse to backdate my default to ...

Hi, The offer was accepted and the payment has been made! So happy about this and finally feel somewhat free. I have a few more questions hoping you experts can help me with. How long does it take to get the certificate of completion? Is there anything i should be doing in the mean time to make sure...

Thanks guys. I have now submitted the offer to Hanover and am awaiting what happens. I am not sure on timescales. Is anybody clued up with the timescales of how long it could take. I am also looking for a mortgage once it has ended. Would anybody be able to recommend me to any mortgage providers tha...

<t>Hi, <br/> <br/> I am currently in an IVA. At the moment going strong for a year. my Father will be giving me money to settle the IVA including a Deposit for a house. Both mum and dad will be giving me 20000 in total towards a deposit for a house. I am currently in a situation though in regards to...