Search found 24 matches

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by Mxlee8
Thu May 14, 2020 3:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Sprout loan?
Replies: 3
Views: 3767

Has anyone got any advice on sprout loan during an iva. Apparently they work close with aperture who im with. But need to be 30months in to be considered

Cheers
by Mxlee8
Tue Apr 28, 2020 8:41 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit File, ( must of been asked many times)
Replies: 4
Views: 3293

Thanks guys. So should these dissappear in there own time?
by Mxlee8
Tue Apr 28, 2020 7:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Credit File, ( must of been asked many times)
Replies: 4
Views: 3293

Right long story short currently in a iva, over 2 years. Couple of my creditors 1 of them being SafetyNet Credit have not defaulted on my file. Still showing upto date. Is this going to affect anything. Majority of my others have defaulted to start date of the iva give or take couple months which I'...
by Mxlee8
Thu Apr 02, 2020 12:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full And Final
Replies: 9
Views: 2906

Sorry guys and girls late reply. Yes only completed a year. Heading towards 2nd year. ( sorry for not making that clear) So I'm guessing there's not much movement in the settlement figure as it's such a little amount. . Also would like to add. If I did put it a settlement and it was agreed ect.. Do ...
by Mxlee8
Mon Mar 30, 2020 6:41 am
Forum: Ask IVA Forum and Industry experts
Topic: Full And Final
Replies: 9
Views: 2906

Thanks marty 👍
by Mxlee8
Sun Mar 29, 2020 8:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full And Final
Replies: 9
Views: 2906

Quick question guys.

This is a little question todo with full and final offer. My debt is roughly 8k

Have to pay £5520 over 5 years.
£92 monthly.

I'm Coming up to my 2 year of iva.

What would be a sensible offer to end the iva in full?

Thanks lee
by Mxlee8
Wed May 22, 2019 8:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture - review
Replies: 3
Views: 3090

Spoken to aperture today, I asked about review, advised me that they will notify me threw the online portal on my account. But there's a chance I won't even get a phone call just have to send documents over Internet? Anyone alse do this?
by Mxlee8
Thu Apr 11, 2019 12:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Savings account **
Replies: 12
Views: 2331

First of all, thanks foggy and kallis for constantly replying and driving you mad 🙈. I just want to clear somthing up. I currently bank with natwest but also hold a instant saver with them which shows on my online banking. If I withdraw my money at the bank and pay it into my saver manually ( not tr...
by Mxlee8
Thu Apr 11, 2019 11:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Additional bank account ( n26)
Replies: 3
Views: 1616

Thanks guys so I have a savings account linked to my main natwest account. Could I pay directly into that without any trace of a transfer from my current account?
by Mxlee8
Thu Apr 11, 2019 10:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Additional bank account ( n26)
Replies: 3
Views: 1616

I've opened up a n26 bank account to use to put some spare cash in during my iva. Will my ip want to see this on the review, or just my main natwest account where my wages get paid. There won't be any transferring from one to the other as I will withdraw funds at bank and personally pay money in? Th...
by Mxlee8
Thu Apr 04, 2019 8:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA HELP
Replies: 2
Views: 3009

Hey guys,

Right I'm 3rd payment into an iva. Am I right in thinking all debtors on my iva showing on my credit report should default?

Some of majority are still showing upto date?

Any help thanks
by Mxlee8
Tue Apr 02, 2019 9:19 am
Forum: Ask IVA Forum and Industry experts
Topic: ** IVA Friendly Bank Accounts
Replies: 11
Views: 2901

I need to change bank accounts.

Which account should I apply for with a perfectly fine with a iva. Not too fussed on contactless card and all that.

Thank you
by Mxlee8
Wed Mar 20, 2019 10:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: ** Annual Review ( Swift Insolvency )
Replies: 2
Views: 2270

Does anybody no from experience what swift insolvency require for the 12 monthly review,

My IP is steven cooke,

Many thanks Lee
by Mxlee8
Wed Mar 20, 2019 10:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Switching IVA companies?
Replies: 3
Views: 2417

Alright Jason just recently set my iva with swift, u must admit they are very hard to get hold of. But just had my first payment taken. Hope your sorted?
by Mxlee8
Wed Mar 20, 2019 5:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: *** F&F Offer ***
Replies: 7
Views: 2549

Okay foggy, if the monies shows in there account as recently payed in will this also be a problem? Or doesnt it matter? They just need to see the statement showing the money there.
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