It can be sorted - contact your IP direct and seek a full review of your income and expenditure. Am sure it can be resolved. Thank you. I will be ringing tomorrow. To complain about letters going to the wrong address and to get the lowdown on exactly what they say. I will tell them I want them to r...

Its in a box somewhere after the move. I will check it out. Thanks I remember they said if it went above 1100 I should tell them. It did. I didn't tell them. But honestly. This was because I had the incomings shortfall overall ( as explained) and thought they would drop my payments and i didn't want...

I understand that. I sent in a completely new I&E form with a covering letter explaining all changes. Showing all drops of incomings and outgoinga despite a wage rise and they atill say i owe 465. Yes his outgoings were figured into the original budget. Ie he was a taxi driver. They asked what his i...

I did put all this on a new budgeting form and also explained it all in a covering letter at the review end of Jan 19 but I can only assume they have missed it saying 1 wage? I don't have the correspondence. This is what has been conveyed to me by my ex who has opened my mail worried for his owned h...

This is all new to me. I've never been in a situation like it before and just want it all to be gone! I thought I was doing ok by having less coming and still paying more than what I should as I actually am horrified I owe people money :-( And was making payments fine. So yes my wage has went up but...

I will call them on Monday and ask them to look over my budget I sent in on the annual review which show the drop of Incomings and ask to explain why the payments would rise
Thanks for the advice

They have suggested 111 a month. I don't even mind paying the 130 pm tbh but I don't understand with the loss of incomings even with extra wages why they would say I owe 465 when it's quite obvious there is less money coming into the home now. I didn't tell them because it was a overall downturn but...

And how is someone on an iva meant to find a lump sum? I don't know what to do?

Hi First time posting and not sure if already answered anywhere sorry for lengthy post. Iva started Oct 17. Completed jan 18. 2 wages took into account and was paying 130 a month. I had to move out quickly due to severe relationship breakdown. Myself and 3 kids. We moved out Feb 18. All bills change...