Search found 108 matches

Search found 108 matches Page 1 of 8
by chris2202
Sun Apr 26, 2015 6:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: PPI 4 years after Completion
Replies: 11
Views: 5003

Hi, after some guidance pleased. I made my final IVA payment in October 2011 and received my Certification of Completion in October 2012. I have now received a letter from Grant Thornton telling me to sign Letters of Authoisation with Slater Hayward Law to commence PPI claims, irrelevant if the fact...
by chris2202
Thu Jan 09, 2014 6:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should Grant Thornton still be chasing PPI when my IVA was closed 2011 ?
Replies: 2
Views: 1447

[quote] Originally posted by chris2202 I received my COC 18 months ago but am still getting regular calls from GT about PPI claim, which is not applicable when I checked. Should they still be chasing when my iva was closed in 2011? Just to reiterate, this is Chris 2202. My IVA was concluded in Oct 2...
by chris2202
Thu Jan 09, 2014 2:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should Grant Thornton still be chasing PPI when my IVA was closed 2011 ?
Replies: 2
Views: 1447

I received my COC 18 months ago but am still getting regular calls from GT about PPI claim, which is not applicable when I checked. Should they still be chasing when my iva was closed in 2011?
by chris2202
Thu Jan 31, 2013 4:33 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA-so glad I heard of them
Replies: 11
Views: 1789

Well said Danny! It gets easier every day. Xx
by chris2202
Thu Jan 31, 2013 3:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

I think this is so wrong. Andy, is this something you can raise, as it seems to be a major issue for everyone post the 6 year mark.

Thanks

Chris
by chris2202
Wed Jan 30, 2013 3:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

Herbekj just call 0844 355 0550 and ask to get it removed. They'll try to fob you off with the on line option but their website is horrendous to navigate through. Just say you want it removed now and be firm. As Skippy said, you'll get transferred to UK call centre who will remove it for you there a...
by chris2202
Wed Jan 30, 2013 3:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

Thank God for this forum! Xxx
by chris2202
Wed Jan 30, 2013 2:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

Compromising an individual's finances when they have fulfilled all legally agreed requirements feels unethical to me. Anyway, rant over now, I promise.

Chris x
by chris2202
Wed Jan 30, 2013 2:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

Especially, when they choose to add the note AFTER the IVA is complete and about to drop of your credit report. I.e. just 2 months before the 6 year period. It's not that I want to take out credit, no way, I just want my file to look at it's best. I may be being a bit emotive, but it means a lot aft...
by chris2202
Wed Jan 30, 2013 2:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

Agreed Skippy. The IVA has automatically dropped off but the notice of correction will still be on your file in full view of potential lenders. Just a bit annoying when you've done everything right, want to move forward with a nice clean credit file and they sneakily stitch you up :-(
by chris2202
Wed Jan 30, 2013 2:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

Thanks Andy but the six year rule had past. My IVA was complete in October 2011. The six year rule would be Oct 2012 but the note was still showing on my file today, 3 months after.

Cheers

Christine
by chris2202
Wed Jan 30, 2013 12:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

I somehow missed when checking previously! Sounds like it's standard practice, so wanted to share with everyone :-)
by chris2202
Wed Jan 30, 2013 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equifax Notice of correction!!!!!
Replies: 21
Views: 8732

Iva complete and dropped off credit reports. However, Equifax decided to add a manual entry as follows: iVA dated 16/10/2006 was removed from the Insolvency Service records on 22/08/2012. Added by IVABKYLD on 22/08/2012. After quite a heated discussion on the phone, they removed the notice. Somethin...
by chris2202
Mon Nov 12, 2012 5:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: HSBC Non Compliance updating completed IVA
Replies: 6
Views: 1434

Hi, I need some help. I completed my IVA in August and receive Certificate of Completion dated Aug 20th. All CRA's have updated my details with one exception. Equifax are still showing me as defaulted against the HSBC entries. Call Credit and Experian are correct. I had sent CC to HSBC asking them t...
by chris2202
Wed Sep 12, 2012 3:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: certificate of clousure
Replies: 9
Views: 2131

I'm sure you will receive it soon Trainman. I made my last payment in October 2011. Finally received my CC on Aug 28th. Keep the pressure up. It's definitely worth it for piece of mind.
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