Soulgrowth

I must admit I did feel a bit cowardly about changing my tel number but hubby was insistant ( he is never insistant on anything)Since I have changed it I must admit I feel so much better, and I have notified them all in writing about my position.

My daughter turned 18 last week & went to pay a cheque from an auntie into the bank . When she got home she said that when she had got to the counter they took her into a side room for 20 mins & tried to talk her into an overdraft & credit card as she was now 18. Good news is she turned them down on...

It was just such a lift wen as I did not expect it a really nice jesture from Andy Well done to you too.
P.s like the picture let me know when you get to the top[:D][:D]

Fingers crossed Mikey, keep as busy as you can for until Thursday so hopefully it will fly by

Good luck fingers crossed x

Congratulations.
I wish you well for the future

I too am with Melanies team and I think we are in good hands.

This IVA process is a roller coster of emotions.

Thanks everyone. This forum has been a life saver.

Thanks for all your help. I have informed all creditors by writing then chcnged the number mainly due to the amount of silent calls day & night. Also it was the one thing my hubby asked me to do and I felt I owed him that.

Thanks to Andy who has awarded me with the Blog of the month. When I got his email I actually jumped up & down with excitement. When going through the IVA any good news is highly welcome. I actually find it very therapeutic writing my blog as it is a bit like talking about how I feel and I am able t...

thanks everyone as usual you have all been so re-assuring

Thanks Kitty What really bothered me was the postcards displaying that I was in financial trouble & the postie spreading the gossip which he does.I have only told my best friend so my family do not know apart from my kids & hubby. So where I was hoping to help it all very quiet & pay up & shut up I ...

OUCH!!!!

Thanks

were the postcards very open about the debt?

unfortunatley I can not afford to do so.
Thanks anyway