Hi all,

Thinking of starting up a DMP with Brightoak - they seem very nice but just wondered if any one out there uses them and what your experiences have been. Thanks !![:I]

Thank you, will do x

Thank you - don't know too much about DMP's. I spoke to the CCCS and they are the ones who suggested an IVA as they said we would have to have a DMP for about 20 years - what would your advice be ? We need to clear £53k debt and can afford to add another £15k to mortgage to offer as payment, but no ...

change your phone number - lol !
Or better still ring them and say you have changed your number - give them the number for your local pizza hut !!!

Thanks for your help.... We currently have an interest only mortgage which is still a lot to find each month. We can not lose our home whatever happens - can they really FORCE you into bankrupcy ? We have 2 younf children to provide a stable home for and really can't lose our roof. I thought that a ...

Thanks Tony, but as I said we CAN NOT afford the monthly mortgage repayment if we were to pay off the whole debt. Also, it would make us Adverse borrowers and would affect our future mortgage applications. Though an IVA woudl be best road to go down..

Thank you x

Hello, me again, Does anyone know of a good IVA Company ??? We have only spoken to Debt Free Direct so far. Whenever I asked her about fees she conveniently changed the subject thus leaving me to believe the fees must be HUGE !!! Who can I trust to help me without lining their own pockets to much !...

Hi everyone, Just after a bit of advice please, this is our situation (in a nutshell)..... *Joint income of 2000per month *Debt of 53k - 13 creditors in total *We have 69k equity in our home We will be remortgaging at the end of the month and although we have enough equity in our home to clear our d...

[font=Comic Sans MS]Hi everyone, Just after a bit of advice please, this is our situation (in a nutshell)..... *Joint income of 2000per month *Debt of 53k - 13 creditors in total *We have 69k equity in our home We will be remortgaging at the end of the month and although we have enough equity in ou...