<t>Hi I need to move out and my family offered to pay the deposit for a new place and this will be a gift. Unfortunately my family lives in Italy and I'm in UK so the only way they can help is to pay the deposit into my account, it will be very difficult for them to pay it to the landlord directly.<...

Hi I'm in the middle of my IVA and been given notice to leave my flat , if I may need a deposit of £700.00 for instance, would i be allowed to get help from my family for the full amount of the deposit. This could be a gift towards my accommodation.

<t>I'm nearly at the end of my third year into my IVA. I was given notice by my landlady last week and now I am beginning to panic; I am struggling to find accommodation, I receive Housing Benefits, I am on a low income and have a poor credit score! I cannot see light a the end of the tunnel at the ...

Fri Mar 01, 2019 11:15 amFoggy wrote:

You can make a full and final offer at any time --- but where would you be getting the funds for this ?

You can even do an IVA with only one lump suym payment at the start, if you have the funds.

Thanks this helps . My mother is willing to help in 2 or 3 years

I think this question is in relation to your other post about second account and gifted money. Foggy is right on other thread...no you cannot make ‘extra’ payments towards money). Its not like the debts where you could ‘chip’ away at them. Youve got your iva payment plan and thats it unless you ear...

I think this question is in relation to your other post about second account and gifted money. Foggy is right on other thread...no you cannot make ‘extra’ payments towards money). Its not like the debts where you could ‘chip’ away at them. Youve got your iva payment plan and thats it unless you ear...

<t>Hi I hear what you saying about the lump money and arranged payments, this is very useful. By what you are saying I will have to declare the gift money I will receive because these will be over 600.00 due to dental treatments I will need and other minor health issues my family is willing to help ...

Hi are you saying that if I have an offer i won't be able to propose it to my creditors? I thought that I can offer lump of money at anytime
Veronica

Hi does my iva s starting this month, I would like to open a second bank account with coop since my family gives me money gifts once a year, I want to save this money to make extra payments towards my debts, do I need to tell my IP about this second account ?

Hi does anyone know if my settled status application to continue to live in the UK will be affected by my debts or IVA if this is accepted?

<t>Hi , I have received a letter from my bank saying that they have been notified about the IVA proposal and they need to call up the full debt by issuing the enclosed for my account in order that they can have the full amount owing on my account.<br/> Can you please explain this ? I don't understan...

<t>Hi does anyone know if a basic flex account allows me to do online purchases? Also will I be able to receive family help from abroad into a basic flex account? What about the account number , will it change as well in the downgrading account process? Can you please answer my questions? I'm quite ...

<t>Hi I opened a flex account with Nationwide many months ago ..I 've now applied for an iva and waiting for a response .. I have transferred all my direct debits into my new account but worried now that if my Iva is accepted , Nationwide will ask to switch to a basic account and this will cause a l...