Pleased to confirm that Our F & F IVA is approved just now, can’t believe if its really happening, 2 IVA’s mine was accepted by: HSBC £1500 Capital one £2000 Virgin money £2320 Rest all didn’t vote, to my surprise Halifax(£15500) and Lloyd’s (£1600) they didn’t bother to vote, Good for me though, My...

Many congratulations....

kallis3 wrote:

Good luck for tomorrow!

Thanks Kallis

luluj wrote:

Fingers crossed for tomorrow for you. Please let us know how it goes x

Thank you luluj... and of course I will update here

Foggy wrote:

Wishing you the best of luck.

Thanks Foggy

Monday 25th February 2019, @1600
Fingers crossed.... can’t wait for get this over with

Hi does anyone know if my settled status application to continue to live in the UK will be affected by my debts or IVA if this is accepted? Hi, all types of debt solutions will have no effect on your settlement application of any kind, only thing to worry is in case of naturalisation application yo...

So did you propose a £6k lump sum IVA in the end? Good luck. Hello Lisa, Yes I did offer this amount just to avoid dealing with creditors and get this sorted if it’s possi without chasing them for a settlement, if not this will leave me no choice to make direct offers finally, worse case scenario I...

Vince_100 wrote:

Hope it all goes well for you. Shame about the long wait

Thanks....

kallis3 wrote:

Fingers crossed

Thank you

Here it comes.....
The creditors meeting is set for 25th February 2019 @ 1600....
Getting atrociously nervous already

You might be better off doing a direct deal with the creditors for that sum, rather than washing it through an IVA. Creditors will then get more because of the costs avoided that apply to IVAs. It means a lot of legwork but can be done. Hello Lisa, Thank you so much for the reply, what are the chan...

The lowest I have seen was 9 p in the £ --- but for a significantly higher debt. However, on your figures, considering fees will be draw out first, the creditors will be getting a lot less than 10p/£. I would suggest a chat with an IP or two, who will also be aware of the policies / attitudes of yo...