Search found 9 matches

Search found 9 matches Page 1 of 1
by Dinnynat
Tue Jan 14, 2020 4:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: How can I get the info I need from Credit Fix?
Replies: 1
Views: 2078

<t>Hi there I’m having issues with credit fix giving me the information required in relation to my IVA. I have managed to secure a remortgage on my property to pay off the remaining amount of my IVA in full, but the new mortgage company require the exact settlement figure, & credit fix’s banking...
by Dinnynat
Tue Sep 17, 2019 6:08 am
Forum: Ask IVA Forum and Industry experts
Topic: Will I have to release equity in my IVA?
Replies: 1
Views: 2916

<t>I have been enquiring with Creditfix to try and get an idea if I will have to release equity on my property in the next few months on my IVA-this is the reply I have received-does this mean I will have to release equity before June 2020 or not?! Help!! <br/> (To put into context the dates-I had a...
by Dinnynat
Tue Aug 27, 2019 5:48 am
Forum: equity release
Topic: Equity release inevitable?
Replies: 1
Views: 25396

Hello All-I have an Iva with creditfix for a total of just over £24k which started June 2014. A year was added on halfway through due to some other debtor coming out of the woodwork (I’m currently disputing this as I think the debt has been added twice)-but irrespective of that, I asked Creditfix fo...
by Dinnynat
Sat Aug 24, 2019 9:46 am
Forum: Ask IVA Forum and Industry experts
Topic: Should I offer a full and final settlement?
Replies: 5
Views: 3376

Thanks guys. Only other thing to mention is I do have a mortgage on a property. Will they make me remortgage next year for more money? (My proposal shows I will be paying 80p in the £)
by Dinnynat
Fri Aug 23, 2019 3:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should I offer a full and final settlement?
Replies: 5
Views: 3376

<t>I am well into my IVA (started June 2014)-due to end June 2020 & I have paid over £21k with credit Fix. They have sent me an email today confirming I owe a further £3051. I currently pay £355 per month. My fiancé has been given a tax refund of just over £4000 and is happy to gift me some mone...
by Dinnynat
Tue Jan 22, 2019 7:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: Additional debt?
Replies: 7
Views: 5417

Glad you got to the bottom of it and it looks like it is going to be all good. Thanks Merlin! They were a bit wishywashy on the phone to me, but I’m going to dig out my paperwork to back up my point-they are going to get back to me apparently within 2 weeks so I shall ensure I am forearmed! What a ...
by Dinnynat
Tue Jan 22, 2019 3:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Additional debt?
Replies: 7
Views: 5417

1/2 way through my IVA I was informed of Additional Debt, I refused to acknowledge the debt as mine in a letter to my IP as I did not recognise the creditor or the amount. Turns out it was an included debt that had been sold and bought a few times, last one to buy it found out I was in an IVA and s...
by Dinnynat
Tue Jan 22, 2019 10:17 am
Forum: Ask IVA Forum and Industry experts
Topic: Additional debt?
Replies: 7
Views: 5417

have seen before instances where a debt has been sold on and the IP has added this as a new debt in error, alongside the old debt, when they are, in reality, one and the same --- make sure they are not doing this here. I was reading this forum & I have a horrible feeling this is what’s happened to ...
by Dinnynat
Tue Jan 22, 2019 1:45 am
Forum: Ask IVA Forum and Industry experts
Topic: Additional debt?
Replies: 7
Views: 5417

have seen before instances where a debt has been sold on and the IP has added this as a new debt in error, alongside the old debt, when they are, in reality, one and the same --- make sure they are not doing this here. I was reading this forum & I have a horrible feeling this is what’s happened to m...
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