Hey all. It’s been a while since I’ve posted. I hope everybody is well during this crazy time in the world, I will be coming into my 4th year of my iva come February. So pretty much only 2 years left to go! Although I plan on paying off my Iva earlier than the end payment. Slightly going off topic a...

Hey foggy, what does topic merged mean? I did them separate didn’t I? Hope you’re well

Really struggling to find a company to allow insurance with a iva.. does anybody know any companies that help with an iva?

Hey all, right so I’m struggling at the moment, as I’ve just gone into partnership with my brother in law. But I can’t get any public liability insurance, I’ve tried and tried.and I fill out the questions. Then the dreaded question at the end. (Have you or your partner ever been Made bankrupt or ent...

Thank you guys!! Will definitely be giving Ryan a message, I hope you guys are all well

Hey all, been a while since I’ve posted, as of today I’m finally in my 3rd year! So 3 more to go!! :) I was just wondering how some of you guys went about getting a mortgage after you completed your iva? I mean I’m only 23 now so I have a while to go before I think of a mortgage, by the time my iva ...

Hi all. I hope we are well. So when I first entered into my Iva I was employed, but I’m now self employed and I earn more money than what I did. So i got asked to send another review out so they can take my payments to what I can afford and obviously being self employed my wages are up and down each...

Just a small one guys as the title says. I hope we are all well

So hey all! Hope we are all well :) so basically I’m in my Iva and I’m a year in. So 4 years left!! But I’m so young, I’m only 22. 23 this year my Iva will finish when I’m 27. But regardless I understand that my Iva will still be on my file for up to 6 years. So 5 years still now... but yeah I’m goi...

Hi foggy Thankyou for your reply! Im with Hanover insolvency... I’m only 22 and I was stupid when turned 18. I found the life of credit cards and just lived my best life I suppose, although it was a great life lesson. I accept the fact I have to pay off my mistake and I’m fine with that. But I’m jus...

So hey all I hope we are all well! :D so just a quick one, I’ve currently turned self employed and I earn more money than what I was earning. Which obviously means my payments to my iva each month have gone up, i now pay £167 a month. And I mentioned to my Ip just in a general conversation as you do...

Hey all and good evening.. just wondering, if I can save abit of extra money from my wages. Such as exspenses added onto my iva but not had to spend, could I put that money a side and save up to pay my iva off myself without being gifted the money?

Hi all! I hope everybody is well and not stressing to much! So what it is, I’m coming up to the end of my apprenticeship. And will be going self employed. And I will be going on price work, that means I get paid for what I do. And my wages will be increasing. Not drastically. I mean maybe an extra £...

Hey all! I hope we are all okay! So all it is. My iva isn’t really much money. It was only 6 grand worth of debt. They wrote a grand off it. My iva started at 5 grand and Im currently in my second year of my iva, I was wondering I’m an apprentice at the moment but I complete my apprenteship soon and...

Hi guys’ so I checked my credit score on ClearScore and my monthly update is about to come through. But I noticed it says their has been a credit/store card added to your account. Now I honestly have not taken out any credit at all. I know it’s forbidden during an iva. And plus if I’m honest after t...