So so excited to be writing this but the 01 December will be my last ever payment into my IVA! Its taken 5 years and 5 months but I've done it! Paid in full too which is something I really wanted to do for me knowing nothing had been written off. Apparently once this is finished Payplan have said be...

So I've had an answer today with my final amount on, plus the date that was calculated on so as I've already made another payment looks like I have about 2.3 payments to go! Should be done by December so I'll be starting 2021 with a clean slate

Would you believe it...back with my original contact, she has been off sick and she has asked the accountants for the final amount. I'm now waiting with baited breath for the response

£40,202.95 paid so far hopefully not much left!

Thanks Foggy for always replying, I very much appreciate it. I tried contacting Payplan again to ask how much I had left to pay as all accounts are now showing as closed on my credit files. They said the working out is very complicated and they would only do this if I wanted to make a full and final...

I've tried that 😁 payplan were really helpful saying if I did pay it in full their accountant would let me know without telling me how much that would need to be 😬 Today though interestingly I have had a letter from Link financial that brought one of my debts to say that no sum remains payable on th...

So I'm about to enter my 6th year and although I still feel a bit bitter about the amount I pay into the IVA compared to what I read others on here pay and what the adverts suggest payments will be I'm just glad it's nearly over. I am just about to have the yearly review and no doubt my monthly paym...

Also it's not noted clearly in the IVA. It's shows that the equity is based on 75% but it doesn't say equity loan or help to buy anywhere which I'm a little concerned about

Thanks Ryan. Apparently there is no guarantee that the loan company will except that and let us pay back monthly. But we cannot claim the unable to pay until closer to the day. They may demand we sell. I haven't been worried since taking on the IVA as felt I was really getting is out of a mess but t...

Any advice would be appreciated thank you

Another question from me thanks all in advance Has anyone had their help to buy loan end while in their IVA thus needing to release the equity / remortgage or sell to pay the loan. Ours is up September this year. The IVA is in my name but the mortgage and house is in mine and my husband's. Payplan n...

Thank you all so much for your replies. Much appreciated

Hi all First time posting here. I started my IVA through Payplan in August 2015 with a debt of £26529.01. My proposal had me paying back in total £33486.85 which includes fees and the equity release at end of 5 years of £7652.52. However, because I have been promoted and got new better paid jobs my ...