I forgot to mention I have a shared ownership propertyso I can't remortgage. The company that I went through now want me to do DMP with them so I doubt I'll get anything back

The problem all started 4 months ago basically I had already agreed payments to my creditors then I was advised an IVA would be suitable so I began this process in November so of course I didn't make any payments as advised now Iget told that because of my equity I can't get an IVA. They should have...

I have debts of £60K and my equity is about 80k
MBNA sold off my debt to Link Financial who because I have missed monthly payments because I was applying for an IVA thay have now applied for a charging order.My debt was £8500 which has now risen to £9600

I can't get an IVA cos I have equity in my house. so can anyone help with a good company for a debt management plan.

Also on a DMP this doesn't stop creditors taking you to court does it. I have a creditor who has applied for a charging order on my property.

Hi I am a new member here. Can you offer to pay 100% of your IVA.
For example can you say pay a set fee for 5 years and then say after this time can you sell off your house to pay off the remainder of the debt.