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Hi Jo, Thanks for the reply. I contacted Thomas Charles initially and paid the first two payments of £250 to them. A Scottish company Martin Aitken (Tough Debt Solutions) then took over and i paid them the initial £250 charge, then a direct debit was set up for £250. The first payment was taken last...

Hi, Ive recently had a call saying my Scottish Trust deeds has failed, I had debt with a bank which might have failed it. I have paid 3 lots of £250 and did not expect it to fail, its taken so long to get going. A couple of questions.. I was told by my financial advisors that FORMAL bankruptcy is th...