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by JSmith9114
Mon Feb 20, 2012 10:15 am
Forum: Ask IVA Forum and Industry experts
Topic: Where do I need to send my completion certificate
Replies: 6
Views: 1479

Ah! Luckily none of mine have been doing that... Be a right pain if they were!
by JSmith9114
Mon Feb 20, 2012 10:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Where do I need to send my completion certificate
Replies: 6
Views: 1479

Hi,
Won't the defaults just drop off the credit file after 6 years anyway?
by JSmith9114
Mon Feb 20, 2012 10:03 am
Forum: a success story
Topic: Final payment Sept 2011
Replies: 12
Views: 2440

Thanks everyone,
My completion certificate arrived today! :)

James
by JSmith9114
Mon Jan 16, 2012 9:35 pm
Forum: a success story
Topic: Final payment Sept 2011
Replies: 12
Views: 2440

Thanks everyone, I'm hoping its all sorted by the end of this month.

James
by JSmith9114
Mon Jan 09, 2012 1:29 pm
Forum: a success story
Topic: Final payment Sept 2011
Replies: 12
Views: 2440

Thanks Kallis... I'm terrible for waiting for stuff!! lol
by JSmith9114
Mon Jan 09, 2012 1:19 pm
Forum: a success story
Topic: Final payment Sept 2011
Replies: 12
Views: 2440

Hello all,

I made my final payment in September 2011. Anyone know how long it takes to get the completion certificate? Ive rung DFD a few times only to be told the same thing over again "It's with our closing team" but they won't say any more that that. [}:)]

Cheers
James
by JSmith9114
Tue Aug 17, 2010 11:09 pm
Forum: annual review
Topic: Review time with DFD and lost P60
Replies: 6
Views: 7950

Cool, Thanks everyone!!

James
by JSmith9114
Tue Aug 17, 2010 10:20 am
Forum: annual review
Topic: Review time with DFD and lost P60
Replies: 6
Views: 7950

Hmmmm that's interesting because I asked my Payroll and was told that Copies were not available :(
by JSmith9114
Tue Aug 17, 2010 9:57 am
Forum: annual review
Topic: Review time with DFD and lost P60
Replies: 6
Views: 7950

Hello all,

It's time for my 4th Review but I've lost my P60, I've called and written to Debt Free Direct asking what I should do about it, But no reply as of yet. Is it really needed? As I don't think I can get a copy of it :(

Cheers

James
by JSmith9114
Tue Sep 01, 2009 9:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: An update on the coop visa debit for Cashminder
Replies: 66
Views: 6980

Ive just spoke to Coop and the man on the phone said I had no call back booked and the lady I spoke to was wrong the card number is Visa Debit not electron, and its the merchants that are wrong not them, however having looked on the visa website it states that 450875 IS an electron number Has anyon...
by JSmith9114
Sat Jun 20, 2009 11:06 pm
Forum: new bank accounts for IVA
Topic: Changes to Cashminder Account
Replies: 72
Views: 30140

Well my Visa Debit card arrived today! :-D
So nice to have a "Proper" debit card again!!


James
by JSmith9114
Mon Jun 15, 2009 1:27 pm
Forum: new bank accounts for IVA
Topic: Changes to Cashminder Account
Replies: 72
Views: 30140

Has anyone got their Visa Debit card from The Co-op yet?!

James
by JSmith9114
Sat May 09, 2009 4:35 pm
Forum: new bank accounts for IVA
Topic: Changes to Cashminder Account
Replies: 72
Views: 30140

Skippy13 wrote:

It'll be interesting to see if any Co-op staff actually know about it now!
Apparantly it's on the Co-op Intranet for staff that all new applicants will get a Visa Debit instead of Electron from 8th June.. Existing accounts will get one as their Electron cards expire.

James
by JSmith9114
Fri May 08, 2009 12:22 pm
Forum: new bank accounts for IVA
Topic: Changes to Cashminder Account
Replies: 72
Views: 30140

Dont know if anyone else has heard, But from 8th June the Co-op will be issuing Visa Debit cards instead of the Electron one on the cashminder account... It was on the forums at moneysavingexpert.com

I can't wait!! Finally a proper debit card! :D

James
by JSmith9114
Sun Nov 30, 2008 8:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Visa Electron
Replies: 33
Views: 4279

Hmmmm, I've just had an email from M & S rejecting a payment I'd made on my Electron card. I'm not sure if I did something wrong or it's because it's an Electron but I can't see the full card details to check. I've just had this problem trying to use my Halifax Electron, The order goes through fine...
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