<r>I have just had confirmation that my IVA has completed ! So happy ! Funnily enough I made a comment on Apertures Facebook page 3 days ago and they stated it takes 6 months to complete and mine was in progress . If anyone has problems contacting them, try Facebook, I have had results each time <EM...

If younare on Facebook, send them a message through there, I have had response from them when I did that. Probably because they won't want any negative feedback via social media when they realise you use it .

I was terrified about the equity release but Shaun and his team at select were fantastic. My secured loan was sorted really quickly , I wish Aperture were as quick, and all my fears laid to rest. I am paying supposed to pay half of what I paid monthly into my IVA and although it is over 9 years, tha...

Its unlikely you will get a remortgage near to the terms you already have with Select, they will find you a secured Loan as they did with me. Although it seems daunting as the interest is much higher, you can get one that you can pay off quicker. It releases you from Aperture and in future, they wil...

I had a letter for ppi, aperture have offered to give me a goodwill payment if they do receive anything from it. Worth doing perhaps.

I messaged them via the Facebook page and got a response

I paid extra in to my IVA with Aperture thinking I would be paying an extra 12 months. I released equity with the help of Select Partnership and have had the extra payments I made refunded. I was very surprised as I thought that they would keep them. I did state that I wanted to pay the extra paymen...

My IVA should have finished in November 2018 but I thought I would have to pay an extra 12 months due to not being able to release equity. Aperture seemed to take forever and informed me in December they were passing my case to Select Partnership. Select Partnership are fantastic and did find me a s...

So it looks like I'm being pushed to take a 2nd charge mortgage to cover £3723 equity release paying over 116 months, £78.50. Interest is over 8% Surely this isn't in my best interest to tie me into more debt for that length of time when I still need to pay money into my mortgage which has been inte...

I had a telephone interview with Select, they asked about my current mortgage provider and as the interest rate with them is low, said that the mortgage I have with them should stay. As I am only able to pay to the interest on this mortgage I thought that the mortgage would be to cover the whole of ...

Just seen this. I'm with Aperture and they have just sent my details to an external company too. I really think they are barking up the wrong tree, my mortgage company declined any further lending. They also didn't advise me prior to my 60th payment that is what they were doing. I'm as stressed as I...

kallis3 wrote:

Unless it states in your IVA you do not have to take a secured loan.

Thank you, it's not stated in my IVA. I'm very relieved. Although they have not told me to continue to make payments even though I have just made the 60th, I figure I should still do so ?

Select will see if a remortgage is, indeed, not available from any other source. As you are on pre 2014 terms (assuming you have a standard protocol agreement) a secured loan cannot be forced upon you, bur Select will explore that avenue and give you the figures --- you do not have to accept, but so...

<t>I've been in an VIA Grant Thornton/aperture since October 2013. I have sent all paperwork required including refusal letter from my mortgage company to remortgage to release equity. My final payment is this month and I have only just heard, after chasing Aperture myself that they have referred my...