I`ll sign andys petition? however i put my name in and it is a strange one, apart from my playing rugby nothing?????

Well looking at the return, i hope your having more than beans on toast today, i have them 3 times a week and they were lovely for a while ( something Different always nice) now i change my menu weekly I do a mean omelette. good luck and best wishes. you had good results and i must say my debts were...

Although Andrew I have every Sweeny on DVD ever made it is soooooooo good. Hope to be there one day.....

Ho Ho , He He if only i had a missus!!!, i liked reading that very good, i`m usally very funny will have to think of something lighthearted to put on here i liked ur entry though ( nothing like it was when i had a wife tho).

And one big bonus for me is I dont have to work every day off for the overtime, that is so nice not having to try and get in there first for the overtime, now that can be embarrasing. I can enjoy my time with the kids, its free, a bow and arrow from the new branches( not good for the tree i know, th...

I know the experts will be there to advise correctly, however looking at the figures I wouldnt worry bout it as your redunacy(sorry to here that) covers alot of the down fall,and eversheds have paid no more than 10p in the £ so i should hope they will accept, good luck i hope it will be ok. i`m sure...

Andrew you are sooo right, my family and close friends are aware of my situation, they need to be so they cant feel obligated, expect or want to know why your not doing the things they are and ask the questions, why dont you?. At work i listen to people saying I spent £2000 on this new thing ( that ...

sara.r I was refused my first IVA and the company I was with gave up and just sent me lots of info about going bankrupt(even tho they knew I didnt want to) i have a massive debt very massive, however I phoned another company and explained the situ and i went on a DMP and 5 mths later tried for an IV...

ive read all the replys and was wondering is there any account they will do over the internet and post to set up or is it all phones and attending branches sorry for asking again

Where in London will it be, any idea yet would like to be involved, although I would like to meet up when you all do, I `ll keep my eyes open on the forum as Manchester bit to far away I know you were having a meting/get together
Cheers Pete

Thank you both for the advice. It has been sent.

Regards pete

Good luck Mikey

I am very new to the system as well, we can all do it. What a relief when you get the good news

Good luck.

Hi A quick question as still waiting for my ip to get back to me. My first IVA payment went out on 25FEB. I get paid on 20th of each month. I have the normal overtime clause 50% after the 10%. I have just had my overtime from Dec07 in this pay packet due to work loosing my first overtime sheet. I ta...

I`ll put this on my post to read later. hope you all dont mind ahve read a bit but just fin work and need my bed... I find this intersesting to read properly when wide awide.

What about the old bill now!!!!!!!!!!!!!!