Thanks Melanie, appreciate you help.

Thanks Melanie, I haven't rang the IP yet as I wanted to get some info from a neutral party.
I will call them this afternoon. As the debts are all well over 6 years old, what would normally happen. If they have been written off do I still owe the money?

Thanks Melanie, if I tick 'No' in the box that asks if I am currently bankrupt or in an IVA am I breaking the law?

Thanks Melanie, I appreciate your time. I don't want to open a can of worms here but how can I check if I am acctually ok now? Am I doing anything wrong (in the eyes of the law) if I open up a basic bank account?
Thanks for your help

about 8 thousand

Me too, the debts were all unsecured, mailny credit cards. Is there anyway I can find out if I'm in the clear or is it best to keep quiet?
Thanks

Thanks Melanie, I have checked the register and I am not on it. I have also done an Experian report and I don't seem to exist in the world of credit. I don't have a bank account. If I open a bank account will I be setting off alarm bells somewhere that will send aload of creditors to my house? My la...

What happens if an IVA fails, then you hear nothing from anyone for ages. The IVA was set up in March 2001 and failed January 2003.
Thanks.