I've just taken out a policy with Caunce O'Hara via Business Octopus who were suggested to me by Simply Business. Their site is http://www.caunceohara.co.uk and Business Octopus are http://www.thebusinessoctopus.co.uk/

MelanieGiles wrote:

To Wolf - if you are already in an IVA when you move into the property, the development of a beneficial interest is unlikely. And creditors would not be able to attack your partner's property at all.

Ah, well that's good news for me at least. thanks Melanie.

Simon

Sorry to hijack this thread but it kind of answers a question I had ... I'm now assuming that if I, as someone who is currently in an IVA, moves in with someone who owns their own house (I currently rent) then they will at some point become liable to my creditors staking a claim on their equity in t...

I'm a software developer, writing applications for the broadcasting industry.

Simon

I have the Insolvency register to thank for my mother finding out that I had an IVA. I'd told my father because I wanted his opinion on a couple of things before I entered into my IVA but my mother worries about everything so I decided not to tell her. Somehow (apparently through her work for a soli...

Lulu, although I agree with you in general (and I am paying back around 70p in the pound) and I hate the "only pay 25%" adverts I do look back on my days of excess and feel that the creditors do have to accept some of the responsibility for the state of the credit industry. I doubt that many people ...

Having just discovered this site I wanted to give a shout-out to my IP who is, I believe, also a relatively new member here. Philip Beck ( http://www.freeivaadvice.co.uk ) has been fantastic during my entire IVA process which began just over a year ago, with my IVA being approved in February last ye...

Add me to the list of people approaching their first anniversary. It seems like it was much longer since I had all the worry about debt followed by a couple of months of incessant phone calls from creditors before my IVA was approved and the last 12 months have been remarkably stress-free by compari...