I have 6 months left on my IVA - my boyfriend wants to pay the remainder off in a lump sum now rather than wait until it's finished, is this possible? We are also thinking of buying a house together later in the year, if my IVA is cleared early will this be possible or will my credit rating still be...

Thanks all for your helpful advice! I did believe at the time that I had made the right decision - my IP DID give me all the facts & I made the choice to take an IVA as I felt it was the right thing to do, I had borrowed this money in good faith & felt strongly that I needed to make an attempt to re...

Thanks for replying - I've never been on a forum before so was unsure what to do! I have had my IVA exactly 12 months, my debts were £27,881, I earn about £15,000 and also get regular maintenance payments monthly and also WFTC & child benefit. My car was used as an asset on my IVA as I can't afford ...

I've just had a call from UK Bankruptcy Ltd who say my details have been passed on through the IVA Council and that I have been mis-sold my IVA. They also say that my IP is under investigation for this and I should default my IVA & take bankruptcy instead. How do I know who is telling the truth now?...

Like inaiva I also received a letter from Integrity - my 3rd junk mail in 2 weeks claiming to be able to reduce my payments blah blah blah. At the same time I also received a letter from The IVA Council - which really did worry me. Thanks to this website I've been able to find out information about ...