I got a figure from creditfix via email along with a PDF of a breakdown of all costs involved. The total comes to £38,674.75 Not as bad I thought it could have been to be fair. it looks like they would not be charging the 8% per annum interest of the overall debt for the remaining potential years wh...

Eek!! well, at least it gives me saving room to try and clear some more of my mortgage

I shall get a figure and update.

Thank you both

Hello, I may be getting a critical illness payout soon. If I do, this would be just over £82000, enough to clear my mortgage. My IVA started in May 2018 and my total debt was around £32000. My payments have remained at £238 per month. Does anyone have any idea of the probable amount I'd need to pay ...

Hello, I managed to do this for my annual review in may (I don't think it went through last year) so I was really nervous that this would leave me in more debt however, I was told my payments should remain the same for he following year. My wage went up 3% and they could see my bonus too (just short...

hello, I had them ask me to do this and I said I'd rather not. they called me last night to say this is now how they do things because they were losing paperwork and that I have to do it. I did this last night so they have my statements but it came up with the affordability stats (which FYI didn't s...

kallis3 wrote:

CF are well known for doing this. You do not have to do it.

do you know if it's ever caused trouble for people? I can't find any reviews for this programme online

Thank you, it's very tempting to take the hassle out of it and just let them do it but I don't want to risk anything (I'm a worrier)

I have my mortgage with my current bank account and I've never been in any arrears with them, it's fixed until 2027 so my IVA will be off my record by then for renewal.

I posted another topic just now but this unrelated. I have asked to review my income and expenditure with creditfix and they have emailed me a link to create an online affordability passport. This would allow them to request my bank statements for the past 6 months on my behalf. My question is, woul...

this is brilliant, thank you @Foggy

<t>how much do i need to report in regards to any credits into my account? my wage has gone up and i will get the backpay in Novembers wage slip which will be about £360. will creditfix want the backpayment as well as increasing my monthly payment? Also say if i was given the same amount as a gift, ...