<t>My IVA IS WITH DEBT MOVEMENT UK LTD. I AM NOW ON THE CLOSURE PROCESS. LAST PAID IN OCTOBER 2020. I WAS IN CONSTANT COMMUNICATION WITH THEM AND TODAY I WAS CALLED THAT I HAVE OVERPAID INTO MY IVA AND I HAVE A REFUND. THEY ARE ASKING FOR MY SORT CODE AND ACCOUNT NUMBER. I AM UNWILLING TO DIVULGE TH...

My last and only payment to Jarvis(before they rebranded to debt movement) was by direct debit. I since cancelled it obviously so this is why I am not comfortable about the idea. I did check the telephone number on their website and it matches. I got another call by the same person asking for my det...

I am on the closure process of my IVA. I received an e-mail and a call and was asked to give my bank account details to them so they can give me a refund as I overpaid into my IVA. Is this a normal process? Surely they can just send me a cheque in my name? Uncomfortable with giving out my bank accou...

Hi everyone. I have made my last payment on my IVA and Aperture handed my details to Select Partnership to deal with equity release. Me and my wife mortgaged half the property and the other half by A2 Dominion via Key worker scheme. I was paying £836 per month. Here are my figures: Property valuatio...

You do not have to take out the secured loan, but they often work out better in the long run than a remortgage at high rates. Don't forget with a remortgage, you are not just remortgaing for £45k --- you are remortgaging the whole of yours and her equity, so the whole new mortgage on the property w...

Don't forget your partners credit record will be impaired because of your joint financial dealings. Does your paperwork say anything about having to take out a secured loan. Thabks for the reply. As far as I know there is nothing about secured loans. However, if I Am unable to secure a remortgage, ...

Topics merged as essentially the same question. Thanks for the response. I just checked and it seems I am allowed . In remortgaging, will she be forced to join me for the remortgage? The rough equity of 45 k, is her share taken away from the figure? A2 dominion charges £126.00 for them to give you ...

<t>I am on month 57 of my IVA with debt free direct which is taken over by Aperture. I have a joint mortgage with my partner for 50% of a property , other 50% is owned by A2Dominion. Technically I only own 25 %. The whole property is probably worth 300 k . Our joint mortgage left is 74,000 . How muc...

I have an IVA which is on it’s 57th month. My partner and I are 50 percent owners and other 50 belongs to the housing organization. If for some miracle that I can get a remortgage to release equity, will the IP take all of the equity and leave nothing to my partner? I am with Debt free direct which ...