hi, sorry i read Melanies last posting wrong and i am already contacting my creditors. i thought Melanie wanted to propose something different but now as i read it again i realise she is supporting what i am already doing. i appologise again i didn't want to cause any upset. will hopefully be able t...

what do you propose we do? we need help as soon as possible. the loans are insured so we can claim on those. any other ideas would be welcome.
thanks Cathy

no equity in house. have now started contacting creditors and speaking to them direct. takes a long time as i keep bursting into tears!!!!
seems hopful so far. wish me luck

I and my husband have about 100k debt in loans and credit cards. My husband has been made redundant and although he is working for agency we are sinking fast. I work full time and any extra if possible. We don't want to lose our house we only moved here just over 18 months ago. can you offer any hel...