Mercers will not turn up. They have no right to enter your property anyway wthout a curt order, and even then you should call the police. It's not like ta wnymore. Don't worry about the creditors meetig either. No-one responded to my propsal efore the meeting. The IP phoned up the smallest company f...

[?] I entered in to an IVA in Dec 2006. I didn't own a house, was self employed and my IVA took in to account my wife's income, but does not legally involve her. I have since had a massive change in circumstances, got a proper paid job which pays a bonus annually (windfall), and the IP (Wilson Phill...