Thank you too everyone who took the courtesy to give me advice. the main worry is that my tv is a 42" plasma tv and a bose home dvd system that was the last thing me and the wife bought together before she died in oct 2006so i dont want to lose it . is bankruptcy the best way out as i said i owe 20,...

if made bankrupt would my tv and dvd player be classed as assets or will i be allowed to keep them i owe £20,000 bank loan now since my wife died i only have one income from the state income support. i am disabled and mostly house bound ,there is no possible way of paying this debt off in my life ti...