Thanks guys think that's the way foward.

Tony.

95k mort 10k equity.30yrs left.
15k unsecured loan over 10yrs.
6k credit cards.
4k overdrawn.
will be selling property soon and moving in with girlfriend so will have extra cash, been wondering wether to try for one loan to clear the lot and keep my credit rating okay for the future.

Thanks
Tony.

i have built up a considerable debt since getting divorced 2 years ago starting with me having to remortgage to my limit.i have unsecured debts of around 26,000 and don't know what to do as everything seems to be snowballing.
Thanks.
Tony.