hi foggy
the iva has been removed from all credit agencies it's just the insolvency register that it is showing

I completed my iva 12th March its marked on the insolvency register as completed 12th March but recieved by insolvency people 22nd March when will it be removed 12th of June or 22nd June?

hi
I completed my iva 12th March 2019 it is marked as completed on 12th March on the insolvency register and also marked recieved 22nd March .will I come off the register 12th June or the 22nd June?

Yes they can. Indeed the Ombudsman has, on several occasions, advised repeated claims due to the fact that the banks keep denying genuine claims ! They will, apparently, often pay out on previously refused claims, as well as increase previously awarded amounts. thanks for the reply foggy can they u...

were abouts does it say completed on the insolvency register? Do a search on your name -- then, when the entry comes up, click on your surname ( in blue) again and the full details will come up --- the status will be shown in the second section: Insolvency Case Details Case Name XXXXXX XXXXXXX Cour...

were abouts does it say completed on the insolvency register?

were abouts dies it say completed ?

Foggy wrote:

Do you have a "Protocol" agreement ( it should say on the front page what terms are being used ) ?

If so it will refer and be governed by the Standard Conditions.

hi foggy
it states 2010 protocol

we're in my agreement would it state about paying any windfalls or overtime into the iva? as I have read through my agreement and I cannot see were it mentions windfalls or overtime payments I have also had a barrister look at the agreement and he couldn't see anything either .

Why was your variation for creditors to accept payments to date in full and final? Has your income & expenditure position changed so that you can no longer pay any further contributions? hi Lisa yes as of April this year I have had open heart surgery and been unable to work and I am still off work ...

Is your offer to pay from the proceeds of the property sale based on the remaining contributions you have left or for the entire balance of the debt and interest and costs? These are two very different things. You may end up paying over more than you need to from the equity. Make sure your variatio...

Hi Angry99
any creditors that contact you just give them Apertures email address or if you know the name.of your IP.then give them there email any letters you receive scan and email to Aperture.

thanks for the advice foggy

is the formal complaint with Aperture or the regulator..as I already have a complaint in place regarding the length of time it has taken for the variation since April am I better off escalating that to the regulator as I said in previous reply they have now cancelled the variation again ?

i have done 5 years of my 5 year iva i had the equity release clause but unable to release equity because cannot borrow the money and have been of ill health since April this year so none of the 6th year payments have been made my 6th year end would of been 12th December 18 I asked for a variation t...