Thank you. I think that's us both doomed then as I would not be able to get an IVA as most of my income comes from benefits. The biggest part of my husbands debt is the mortgage and the homeowner loan so he will not want to committ to something that won't cover all his debt. We cannot seperately or ...

It would just be one IVA in both names as we are still legally married at the momment. Would this be a good idea?

Thank you for all your advice, even though the news isn't good, at least I know where I stand. My ex is now suggesting we get an IVA in both our names to pay off the outstanding mortgage, the home owner loan and all his own debts. He says he will pay this every month and not expect any contribution ...

Thank you but I still don't understand! I am going to have to pay for the outstanding mortgage and the home owner all by myself while he gets away with it because he has an an IVA? Or will he be paying them back as part of his IVA? Please help!

I am currently divorcing my husband. Our home is about to be repossessed, the mortgage is in both names and we have a homeowner loan in both names. He also has a lot of debt in his own name and says he is going to get an IVA. If he does, where does this me with regards the joint debt? Will I be expe...