Hi Ange - sadly I don't own a property or a car

Thank you for replying! My debts are crazy, and all started when I went to uni 10 years ago. It all spiraled, madness. I owe approx £20k to two loan companies, £15k to 4 credit card companies, £5k to store cards and the rest is an over draft. What I've been surprised by is how my bank and most of my...

Hello All, I am sick with worry and nearly at breaking point. Please read my story and let me know your thoughts, I need to know if I can really solve my problem. My husband fell ill last year and is self employed. As a result I tried to pay for all the debts, which are all in my name. I have £45k o...