Hi Andy. Basically i will be helping my girlfriend pay half the mortgage even though she has taken it out in her own name. Finacially i will pretty much the same, obviously we will be paying half the bills etc so it should be pretty much the same. Myself and my girlfriend are happy for her to pay th...

Hi. I am now completing my second year on my iva. paying £425 a month, which is seemingly getting harder. As i work on hourly rate system and due to the current problems with the economy, i am worried my hours will start cutting back, it happened at the beginning of this year, and i had to resort to...

I am now into my 2nd year of my IVA. It has been tough, working 60-65 hours a week etc. I always i make sure that the payments are made on time-- £425 per month. I didnt get a christmas card off the company i am with (i did last year!!!). It all started when my then girlfriend moved in with me. She ...