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by Seaxe
Tue Sep 29, 2020 2:52 pm
Forum: annual review
Topic: Reduction in Payment
Replies: 1
Views: 18320

Folks At last years review due to a number of bills increasing etc my IP reduced my monthly payment by just under 15%. This years review is due in 4 weeks and my costs are up again mainly due to now buying monthly train tickets instead of an annual season ticket (Covid related - due to employer not ...
by Seaxe
Sat Aug 08, 2020 8:14 am
Forum: Ask IVA Forum and Industry experts
Topic: Changing banks again?
Replies: 2
Views: 2372

<t>I'm 2 years into an IVA. Have had no issues, all reviews OK and payments on time. I've now discovered that one of my creditors within the IVA (Ratesetter) has been acquired by Metro Bank. Metro Bank are my "safe bank" as I had no relationship with them prior to the IVA. My practitioner (PP) does ...
by Seaxe
Fri Aug 24, 2018 10:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Preparing for IVA
Replies: 6
Views: 5793

We're in the process of preparing to submit an IVA application. We don't want to find ourselves here but circumstances changed unexpectedly. We've moved all ongoing DD's to come from our new safe bank account. Should I cancel the DD's for the creditors we're not paying next month or just leave them ...
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