Hi Thank you so much for your replies, i have spoke to the Halifax we have told me if it wasnt included in the IVA then i should have received the money :? i have to send them a list of my creditors both secured and unsecured but on reading more and by your replies the PPI is due to the IVA Thank yo...

Hi Im back again :D Found out some new info so im confused lol (doesnt take much) right here we go, the PPI that aperture has received includes PPI for a secured loan and a mortgage that was not included in the IVA is this right? because from what ive been reading on the forum its not. Thanks again...

Hi Im back again :D Found out some new info so im confused lol (doesnt take much) right here we go, the PPI that aperture has received includes PPI for a secured loan and a mortgage that was included in the IVA is this right? because from what ive been reading on the forum its not. Thanks again for ...

Hi Lindsey. Firms deal with PPI in different ways, as well as change the ways they deal with it from time to time. Some used to allow you £500 from each refund and some would allow you the interest element. Most take the lot! My firm had all of my PPI, then, a few months later, decided to allow the...

If Aperture cannot find you "on the system" they should, in all likelyhood, return the cheque to Halifax who then, knowing Aperture had no further interest, should send it to you. However, I am sure, once Aperture link you and the cheque up, they will gain an interest. It may be that they are unabl...

<t>Hi <br/> We did a full and final settlement in June 2017 got our completion cert in september, it was with debt free direct but now weve found out its now Aperture( we had no communication from either debt free or aperture to tell us this ) we only found this out as we got a letter stating we whe...